In an evolving automotive landscape, JATO Dynamics is leading the charge with its innovative approach to automotive finance data. As consumer behavior shifts from focusing solely on vehicle sticker prices to prioritizing monthly payments, the role of detailed finance data has never been more crucial. With over 2,000,000 cars purchased on finance in 2022 across key European markets like Great Britain, France, Germany, Italy, and Spain, Original Equipment Manufacturers (OEMs) now face the challenge of adapting to these changing preferences.
JATO’s finance intelligence offers OEMs access to accurate and actionable data, empowering them to develop competitive finance packages that resonate with consumers’ affordability needs. These insights are critical for supporting the industry’s push towards sustainable automotive trends, especially as flexible finance options drive electric vehicle (EV) adoption.
Comprehensive Finance Data Solutions
JATO’s data covers two primary finance options: PCP/Balloon contracts and Private Contract Hire (PCH), focusing on passenger cars and excluding business leasing. The data spans contract durations of 24, 36, and 48 months with mileage options of 10,000 km and 20,000 km per year, along with 10% deposit requirements. JATO’s coverage includes over 85% of market volume across the UK, Germany, France, Italy, Spain, Belgium, and the Netherlands, offering a complete view of competitive benchmarks for each market.
Key insights captured include monthly instalments, initial deposits, government incentives, interest rates, and more. This level of detail enables OEMs to understand the finance landscape thoroughly and adjust their strategies to remain competitive.
Tailored Alerts and Advanced Analytics for Real-Time Adaptation
In a market where trends can shift overnight, JATO’s Monthly Payments Alerts deliver personalised finance intelligence within 24 hours of market events. These customisable alerts keep users informed about competitor price changes and other significant market shifts, allowing for quick strategy adjustments.
For those seeking deeper insights, JATO’s Monthly Payments Analytics tool provides advanced data visualization and market analysis. Users can interpret complex data through a user-friendly platform, enabling them to identify new opportunities and fine-tune their strategies.
A New Approach to Consumer-Centric Value Analysis
JATO recognizes that today’s consumers prioritize the monthly instalment value over traditional list prices. To support this shift, JATO’s Monthly Payments solution enables a comprehensive analysis of finance offers through a three-step process. This includes comparing overall contract costs, adjusting for product differentiators like free servicing, and benchmarking contributions from manufacturers and government incentives.
Empowering Smarter Decisions with Integrated Data Tools
With platforms like V5 and JATO Net, JATO offers versatile tools for all users, from analysts to executives, providing a seamless way to access finance data. V5 integrates with the broader JATO ecosystem for deep market analysis, while JATO Net delivers high-level summaries ideal for quick decision-making.
As the automotive finance sector continues to transform, JATO’s data-driven approach ensures that OEMs and other stakeholders remain one step ahead. By offering a holistic view of the market, JATO empowers the industry to see the automotive world through the eyes of consumers, helping to build a future where every decision is informed and aligned with real-world consumer needs.
